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#1) The federal government's books are not like a family's finances

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10 Best Ways to Settle Your IRS Tax Debt

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Let's say this year, you decide not to pay. Perhaps you are short on cash because you didn't save enough for your tax debt, or maybe you just didn't feel ...

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Tax Refund season is here! Essential wants to make sure your money is used wisely whether you plan to save it, spend it or both.

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An investment's cost "basis" is that portion of its value on which taxes don't apply, so stepping up or increasing the basis reduces any tax bite.

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Avoid using a credit card to finance purchases. Why? In some cases, it could double the cost of the purchase. Say you buy a $2,000 flat screen TV on a ...

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12 Ways to Use your Tax Refund

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Generally, debt that is forgiven or canceled by a lender is considered taxable income by the IRS and must be included as income on your tax return.

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And Bethany — who asked for and got an 11% raise in month 2:

How This Couple Paid Off Nearly $162,000 Of Debt In 3 Years